Personal Loans

Personal loans with Low rate, No Fees!

Tell Us
Do you need to pay off a debt?
Do you have any other personal exigencies?
Desired Loan Amount
Net Annual Income
Existing User? and get the quote quickly
Fulfill Your Needs at Afinoz and enjoy cashback

Is there any unexpected medical emergency?
Sudden & unexpected situations do arise and bring along expenses that may outweigh your savings and income.
A personal loan can be your best friend as it can bail you out from such emergency situations and can bridge the financial gap in real quick time. And what can be better than that, when you can earn amazing cashback on your personal loan

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Debt Consolidation
Combine multiple debts into one single personal loan
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Best Personal Loans
Compare and apply for the best personal loan offers
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Low Interest
Low interest rate with convenient payment options

If you need urgent money, for whatever reasons, Afinoz can locate the best deal for you; you can compare and choose from a wide variety of personal loan solutions offered by various lenders.

Eligibility for Personal Loan & Documentation
Personal loan eligibility, affecting your eligibility for a personal loan
monthlt income
Monthly Income
How much you earn monthly? It determines your interest rate and loan amount.
monthlt income
Job Stability
Are you working from 2 years? If you are self employed, your business should have been existence for at least 2 years.
monthlt income
Age Criteria
You should be in 21 to 58 years of age.
monthlt income
Credit History
Good credit Score makes a winning personal loan application. Don’t worry; we help you avail loans even at low CIBIL Score.
monthlt income
Your Employer
Working at a reputed company adds to your reputation and personal loan eligibility.
Personal Loan – Simple Loan for Every time!
Irrespective of how much income and savings you have, unexpected situations do arise and bring along expenses that may outweigh your savings and income. A personal loan can be your best friend as it can bail you out from such emergencies and can bridge the financial gap in real quick time. Interesting!
Features and Benefits of Personal Loans
The Best Features In Personal Loan Offers With personal loans, you can take advantage of Flexible EMI plans, higher loan amount and flexible tenure options. Although, the quantum of personal loans to the customer depends on a number of factors such as borrower’s credit history, existing loans, company with which you are currently employed & the number of years of relationship with the bank etc.
Quick Approval
Need immediate cash? A personal loan can be disbursed to you much quicker, as compared to other types of loans
Multi Purpose
With personal loans, you get the complete flexibility of end-use. Use the money the way you want as there are no restrictions on how you should spend the loan amount.
No Security/Collateral
You are not required to provide any security/collateral to the lender in the form of shares or any other assets.
Improves your Credit Score
A personal loan provides an additional line of credit to your credit report. With on-time & consistent payments, you can improve your credit score.
Minimal Paperwork
You do not need to go through heaps of paperwork while applying for your personal loan. It requires very little paperwork as compared to other loan types.
Flexible Repayment Options
You can repay your personal loan with a host of repayment options such as ECS, online EMI payment, PDCs and so on.
Compare Loan Interest Rate & Charges
The very first question that comes to our mind when we are looking for a personal loan is how much interest rate one would need to pay. Historically banks and other financial institutions have charged much higher interest rates in this category.
Lender
APR(%)
Loan Terms(Months)
Loan Limit($)
APR
99-199
Loan Terms
upto 36
Loan Limit
1,000-4,000
APR
16.05-35.99
Loan Terms
24,36,48,60
Loan Limit
1,500-30,000
APR
60-225
Loan Terms
11 to 26
Loan Limit
500-5,000
APR
15.49-35.99
Loan Terms
24-48
Loan Limit
2,000-25,000
APR
6.99-16.99
Loan Terms
upto 60
Loan Limit
5,000-50,000
APR
6.99-24.99
Loan Terms
36,48,60,72,84
Loan Limit
upto 35,000
APR
35-179.99
Loan Terms
12,18,24,36
Loan Limit
2,600-10,000
APR
8.01-16.30
Loan Terms
36,48,60
Loan Limit
1,000-45,000
APR
4.99-28.99
Loan Terms
12 to 72
Loan Limit
upto 35,000
APR
186.07
Loan Terms
24
Loan Limit
2,501-5,000
APR
99-299
Loan Terms
12 to 36
Loan Limit
2,600-5,000
APR
6.99-18.24
Loan Terms
36,48,60
Loan Limit
5,000-75,000
Apply For Personal Loan
With Afinoz, you need not worry about how to get personal loan
In order to apply for personal loan online, you should know your eligibility. In order to apply for personal loan,
TELL US YOUR NEEDS
Frequently Asked Questions
Get answers of all your queries, related to personal loan at Creditnation.
Will I be eligible for a personal loan?
What credit score do I need to get a personal loan?
How can I avail the best interest rate on my personal loan?
I am a non-US Citizen. Am I eligible for a personal loan in the U.S.?
What reasons we can use a personal loan for?
Can I apply for a personal loan with my spouse?
What factors I should consider in choosing the loan company?