Fulfill Your Needs at Afinoz and enjoy cashback
Is there any unexpected emergency?
Sudden & unexpected situations do arise and bring along expenses that may outweigh your savings and income.
A personal loan can be your best friend as it can bail you out from such emergency situations and can bridge the financial gap in real quick time. And what can be better than that, when you can earn amazing cashback on your personal loan
If you need urgent money, for whatever reasons, Afinoz can locate the best deal for you; you can compare and choose from a wide variety of personal loan solutions offered by various lenders.
Eligibility for Personal Loan & Documentation
We would like to empower you to make your own financial decisions. So take a personal loan and to avail it have a look at the eligibility & documentation criteria.
Monthly Income
How much you earn monthly?. It determines your interest rate and loan amount.
Stability
Are you working from at least 2 years? Self employed people should have business existence of at least 2 years.
Age Criteria
You should be in between 21 to 58 years of age.
Credit History
Good credit Score makes a winning personal loan application. Don’t worry; we help you avail loans even at low CIBIL Score.
Your Employer
Working at a reputed company adds to your reputation and personal loan eligibility.
Personal Loan – Simple Loan for Every time!
Irrespective of how much income and savings you have, unexpected situations do arise and bring along expenses that may outweigh your savings and income. A personal loan can be your best friend as it can bail you out from such emergencies and can bridge the financial gap in real quick time. Interesting!
Features and Benefits of Personal Loans
Enjoy flexible EMI plans, high loan amount and desired loan tenure options.
Need immediate cash? A personal loan can be disbursed to you much quicker, as compared to other types of loans
With personal loans, you get the complete flexibility of end-use. Use the money the way you want as there are no restrictions on how you should spend the loan amount.
You are not required to provide any security/collateral to the lender in the form of shares or any other assets.
A personal loan provides an additional line of credit to your credit report. With on-time & consistent payments, you can improve your credit score.
You do not need to go through heaps of paperwork while applying for your personal loan. It requires very little paperwork as compared to other loan types.
You can repay your personal loan with a host of repayment options such as ECS, online EMI payment, PDCs and so on.
Compare Loan Interest Rate & Charges
Compare to get the best one
99-199
upto 36
1,000-4,000
16.05-35.99
24,36,48,60
1,500-30,000
6.99-16.99
upto 60
5,000-50,000
6.99-24.99
36,48,60,72,84
upto 35,000
35-179.99
12,18,24,36
2,600-10,000
8.01-16.30
36,48,60
1,000-45,000
4.99-28.99
12 to 72
upto 35,000
99-299
12 to 36
2,600-5,000
6.99-18.24
36,48,60
5,000-75,000
Apply For a Personal Loan
With Afinoz, you need not worry about how to get personal loan
It's simple and easy to apply. Answer the three questions and we are here to help you get the best deal.
TELL US YOUR NEEDS
Frequently Asked Questions
Get answers of all your queries.
Will I be eligible for a personal loan?
What credit score do I need to get a personal loan?
How can I avail the best interest rate on my personal loan?
I am a non-US Citizen. Am I eligible for a personal loan in the U.S.?
What reasons we can use a personal loan for?
Can I apply for a personal loan with my spouse?
What factors I should consider in choosing the loan company?
Arthur Luckett
Demographer
Afinoz provided me with leads to two potential lenders. One of the lenders was not that much interest to follow up with me. The other reached out on every touch point and eventually I was offered loan by them on relatively good terms.
Raymond Brewster
Management scientist
Would like to give big thank to Afinoz for all efforts they put in to make my refinancing experience hassle free.
Debra M. Ellis
Administrative worker supervisor
Alex was very cooperative and explained everything and got me the best deal that I could not get from other mediators. I recommend using Afinoz.
Mary Smith
Retail salespersons
One of the most professional people I have had privilege to do business with. They were fast and efficient in dealing with my loan. Executives were helpful in giving me payoff information. I would definitely use Afinoz again in the future if I need to.